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Banc of California quarterly net revenue rises 5.6% to $303.8 million

Banc of California is growing again. Results for the quarter ended September 30, 2026, from the earnings release filed with the SEC on Oct 27, 2026.

Octans ResearchPublished

Snapshot

Banc of California is growing again: net revenue rose 5.6% to $303.8 million in the quarter ended September 30, 2026, from $287.7 million a year earlier, after a 94.0% year over year decline the quarter before.

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($BANC)▲ +0.08%18.25

as of 12:09 ET · Realtime derived data

What We Know

Net revenue, the sum of net interest income and noninterest income, was $303.8 million for the quarter ended September 30, 2026, versus $287.7 million a year earlier, up 5.6%. Net interest income was $272.4 million, versus $253.4 million a year earlier, up 7.5%. Noninterest income was $31.4 million, versus $34.3 million a year earlier, down 8.5%. The provision for credit losses was $10.4 million, versus $9.7 million a year earlier. Diluted earnings per share was $0.46, up from $0.38.

Bar chart: Banc of California: net revenue, last eight quarters. US$ millions by quarter end, as of Oct 27, 2026. Dec 2024 264.3; Mar 2025 266.0; Jun 2025 272.8; Sep 2025 287.7; Dec 2025 292.9; Mar 2026 286.9; Jun 2026 16.4; Sep 2026 303.8. Latest quarter $303.8M, Up 5.6% vs a year earlier.
Source: SEC EDGAR (earnings release and XBRL financial data)

Quarterly net revenue by quarter end, oldest first: Dec 2024: $264.3 million; Mar 2025: $266.0 million; Jun 2025: $272.8 million; Sep 2025: $287.7 million; Dec 2025: $292.9 million; Mar 2026: $286.9 million; Jun 2026: $16.4 million; Sep 2026: $303.8 million.

Octans View

Year over year net revenue change by quarter, computed from the filed figures: Dec 2025 up 10.8%; Mar 2026 up 7.9%; Jun 2026 down 94.0%; Sep 2026 up 5.6%. On those figures, Banc of California is growing again. That read compares the latest two year over year growth rates and nothing else.

Bear Case · Room for Disagreement

This brief covers net revenue, net interest income, noninterest income, the provision for credit losses and diluted earnings per share, each on the reported basis. Banks also publish managed or adjusted figures; those are not used here. It does not cover capital ratios, credit quality, guidance or the earnings call, and it makes no forecast.

Method and source. Each figure is taken from a row of the company's earnings release or financial supplement that also prints the year ago quarter exactly as the company reported it in its own XBRL financial data; rows that do not match are not used. Where the release prints net revenue, net interest income and noninterest income, the two parts must add up to the total. The text is generated from those verified figures by a fixed template; no model wrote it.

Chart

$BANC adjusted close, last 6 months $BANC adjusted close, last 6 months: series falling from 18.3 to 18.2 (−0.60%) from 2026-05-01 to 2026-10-27. Scale 16 to 22. 16171819202122 2026-05-012026-10-27 $BANC ADJUSTED CLOSE, LAST 6 MONTHS −0.60% 18.24
Source: Tiingo · As of 2026-10-27Indicative, not investment advice.

Sources

  1. [1]SEC EDGAR — Banc of California results for the quarter ended September 30, 2026 (Exhibit 99.1, earnings release), filed Oct 27, 2026
  2. [2]SEC EDGAR — Banc of California XBRL financial data (company facts)

These are the sources this piece was drafted from. How we verify. Found an error? Tell us and we correct it in public.

$303.8M

Net revenue, the sum of net interest income and noninterest income, was $303.8 million for the… · What we know

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