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Qcr quarterly net revenue falls 2.2% to $99.2 million

Qcr has slipped into decline. Results for the quarter ended September 30, 2026, from the earnings release filed with the SEC on Oct 20, 2026.

Octans ResearchPublished

Snapshot

Qcr has slipped into decline: net revenue fell 2.2% to $99.2 million in the quarter ended September 30, 2026, from $101.5 million a year earlier, after 15.6% year over year growth the quarter before.

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QCRH
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Market Data

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($QCRH)▲ +1.96%99.39

as of 16:00 ET · Realtime derived data

What We Know

Net revenue, the sum of net interest income and noninterest income, was $99.2 million for the quarter ended September 30, 2026, versus $101.5 million a year earlier, down 2.2%. Net interest income was $68.7 million, versus $64.8 million a year earlier, up 6.0%. Noninterest income was $30.5 million, versus $36.7 million a year earlier, down 16.8%. The provision for credit losses was $4.5 million, versus $4.3 million a year earlier. Diluted earnings per share was $2.21, up from $2.16.

Bar chart: Qcr: net revenue, last eight quarters. US$ millions by quarter end, as of Oct 20, 2026. Dec 2024 91.8; Mar 2025 76.9; Jun 2025 84.2; Sep 2025 101.5; Dec 2025 107.0; Mar 2026 90.4; Jun 2026 97.3; Sep 2026 99.2. Latest quarter $99.2M, Down 2.2% vs a year earlier.
Source: SEC EDGAR (earnings release and XBRL financial data)

Quarterly net revenue by quarter end, oldest first: Dec 2024: $91.8 million; Mar 2025: $76.9 million; Jun 2025: $84.2 million; Sep 2025: $101.5 million; Dec 2025: $107.0 million; Mar 2026: $90.4 million; Jun 2026: $97.3 million; Sep 2026: $99.2 million.

Octans View

Year over year net revenue change by quarter, computed from the filed figures: Dec 2025 up 16.5%; Mar 2026 up 17.6%; Jun 2026 up 15.6%; Sep 2026 down 2.2%. On those figures, Qcr has slipped into decline. That read compares the latest two year over year growth rates and nothing else.

Bear Case · Room for Disagreement

This brief covers net revenue, net interest income, noninterest income, the provision for credit losses and diluted earnings per share, each on the reported basis. Banks also publish managed or adjusted figures; those are not used here. It does not cover capital ratios, credit quality, guidance or the earnings call, and it makes no forecast.

Method and source. Each figure is taken from a row of the company's earnings release or financial supplement that also prints the year ago quarter exactly as the company reported it in its own XBRL financial data; rows that do not match are not used. Where the release prints net revenue, net interest income and noninterest income, the two parts must add up to the total. The text is generated from those verified figures by a fixed template; no model wrote it.

Chart

$QCRH adjusted close, last 6 months $QCRH adjusted close, last 6 months: series rising from 88.2 to 99.4 (+12.7%) from 2026-04-24 to 2026-10-20. Scale 85 to 110. 859095100105110 2026-04-242026-10-20 $QCRH ADJUSTED CLOSE, LAST 6 MONTHS +12.7% 99.39
Source: Tiingo · As of 2026-10-20Indicative, not investment advice.

Sources

  1. [1]SEC EDGAR — Qcr results for the quarter ended September 30, 2026 (Exhibit 99.1, earnings release), filed Oct 20, 2026
  2. [2]SEC EDGAR — Qcr XBRL financial data (company facts)

These are the sources this piece was drafted from. How we verify. Found an error? Tell us and we correct it in public.

$99.2M

Net revenue, the sum of net interest income and noninterest income, was $99.2 million for the q… · What we know

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