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UMB Financial quarterly net revenue rises 13.9% to $772.4 million

UMB Financial's revenue growth is holding steady. Results for the quarter ended September 30, 2026, from the earnings release filed with the SEC on Oct 27, 2026.

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Snapshot

UMB Financial's revenue growth is holding steady: net revenue rose 13.9% to $772.4 million in the quarter ended September 30, 2026, from $678.3 million a year earlier, after 12.9% year over year growth the quarter before.

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as of 12:04 ET · Realtime derived data

What We Know

Net revenue, the sum of net interest income and noninterest income, was $772.4 million for the quarter ended September 30, 2026, versus $678.3 million a year earlier, up 13.9%. Net interest income was $540.0 million, versus $475.0 million a year earlier, up 13.7%. Noninterest income was $232.4 million, versus $203.3 million a year earlier, up 14.3%. The provision for credit losses was $31.0 million, versus $22.5 million a year earlier. Diluted earnings per share was $3.56, up from $2.36.

Bar chart: UMB Financial: net revenue, last eight quarters. US$ millions by quarter end, as of Oct 27, 2026. Dec 2024 434.2; Mar 2025 563.8; Jun 2025 689.2; Sep 2025 678.3; Dec 2025 720.9; Mar 2026 739.2; Jun 2026 778.0; Sep 2026 772.4. Latest quarter $772.4M, Up 13.9% vs a year earlier.
Source: SEC EDGAR (earnings release and XBRL financial data)

Quarterly net revenue by quarter end, oldest first: Dec 2024: $434.2 million; Mar 2025: $563.8 million; Jun 2025: $689.2 million; Sep 2025: $678.3 million; Dec 2025: $720.9 million; Mar 2026: $739.2 million; Jun 2026: $778.0 million; Sep 2026: $772.4 million.

Octans View

Year over year net revenue change by quarter, computed from the filed figures: Dec 2025 up 66.0%; Mar 2026 up 31.1%; Jun 2026 up 12.9%; Sep 2026 up 13.9%. On those figures, UMB Financial's revenue growth is holding steady. That read compares the latest two year over year growth rates and nothing else.

Bear Case · Room for Disagreement

This brief covers net revenue, net interest income, noninterest income, the provision for credit losses and diluted earnings per share, each on the reported basis. Banks also publish managed or adjusted figures; those are not used here. It does not cover capital ratios, credit quality, guidance or the earnings call, and it makes no forecast.

Method and source. Each figure is taken from a row of the company's earnings release or financial supplement that also prints the year ago quarter exactly as the company reported it in its own XBRL financial data; rows that do not match are not used. Where the release prints net revenue, net interest income and noninterest income, the two parts must add up to the total. The text is generated from those verified figures by a fixed template; no model wrote it.

Chart

$UMBF adjusted close, last 6 months $UMBF adjusted close, last 6 months: series rising from 128 to 134 (+4.2%) from 2026-05-01 to 2026-10-27. Scale 120 to 160. 120130140150160 2026-05-012026-10-27 $UMBF ADJUSTED CLOSE, LAST 6 MONTHS +4.2% 133.8
Source: Tiingo · As of 2026-10-27Indicative, not investment advice.

Sources

  1. [1]SEC EDGAR — UMB Financial results for the quarter ended September 30, 2026 (Exhibit 99.1, earnings release), filed Oct 27, 2026
  2. [2]SEC EDGAR — UMB Financial XBRL financial data (company facts)

These are the sources this piece was drafted from. How we verify. Found an error? Tell us and we correct it in public.

$772.4M

Net revenue, the sum of net interest income and noninterest income, was $772.4 million for the… · What we know

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